12+ months in business
Months Active
12 Months
Active since July 2025
Get up to $1m based on your business performance - no personal guarantee, no lengthy bank process, and capital in your account in hours.
Apply now4.6 stars 500+ reviews | GDPR and SOC II compliant | Applying won't affect your credit score
Are you eligible?
$10,000+ monthly sales
Monthly Revenue
$12,480
Above $10k
Based in the US, UK or Australia
Operating Regions:
United States
United Kingdom
Australia
Operate in supported industry
Approved Industries:
Retail stores
Wedding planners
Consulting
Software
Software & Saas
Gambling
Apply in minutes. Access capital in hours.
Submit an application
Securely share a few details about your business. It takes less than 10 minutes and won't affect your credit score.
Get a tailored offer
We'll review your performance and come back with financing options that fit your business.
Receive your funds
Once you accept, we can send the funds straight to your bank in as little as 24 hours.
Trusted by thousands of the world’s best businessesTrusted by 7,000+ of the world’s best businesses
Why ambitious businesses choose Wayflyer
No personal guarantees
Your personal assets stay out of it. We fund the business, not the person behind it.
No spend restrictions
We send cash directly to your bank account - use it however you see fit.
One fixed fee
You know the full cost before you accept. No hidden charges or complicated fee structures.
No personal guarantees
Your personal assets stay out of it. We fund the business, not the person behind it.
No spend restrictions
We send cash directly to your bank account - use it however you see fit.
One fixed fee
You know the full cost before you accept. No hidden charges or complicated fee structures.
No personal guarantees
Your personal assets stay out of it. We fund the business, not the person behind it.
No spend restrictions
We send cash directly to your bank account - use it however you see fit.
One fixed fee
You know the full cost before you accept. No hidden charges or complicated fee structures.
Benefit 1 of 3: No personal guarantees
Apply fast, with no impact to your credit score.
Frequently asked questions
A small business loan gives your business a lump sum of capital upfront, which you repay over a set period.
Not with Wayflyer. Unlike most business lenders, we don't ask for personal guarantees, so your personal assets stay protected. We fund the business, not the person behind it.
No. We only run a soft credit check during the review process, so applying won't affect your score.
Most businesses receive funds within hours of accepting their offer.
We charge a single, fixed fee agreed upfront. There are no hidden costs or complicated fee structures. You'll know exactly what you owe from day one.
Yes, some customers choose to repay early. There are no additional fees for early repayment - the total amount owed remains the same.
We keep it simple to avoid lengthy paperwork. You simply connect your bank account so we can review your business performance. For larger amounts, we may also ask for financial accounts.