12+ months in business
Small business loans, made simple.
Get up to $1m based on your business performance - no personal guarantee, no lengthy bank process, and capital in your account in hours.
4.7 stars 500+ reviews | GDPR and SOC II compliant | Applying won't affect your credit score
Are you eligible?
$10,000+ monthly sales
Operate in supported industry
Based in the US, UK or Australia
Apply in minutes. Access capital in hours.
- Step 1
Submit an application
Securely share a few details about your business. It takes less than 10 minutes and won't affect your credit score.
- Step 2
Get a tailored offer
We'll review your performance and come back with financing options that fit your business.
- Step 3
Receive your funds
Once you accept, we can send the funds straight to your bank in as little as 24 hours.
Why ambitious businesses choose Wayflyer
“The big banks just can’t move quickly enough. They’re too constrained by processes and risk aversion.”
— Robb Harris, Stokeview Advisory
No personal guarantees
Your personal assets stay out of it. We fund the business, not the person behind it.
No spend restrictions
We send cash directly to your bank account - use it however you see fit.
One fixed fee
You know the full cost before you accept. No hidden charges, no complicated fee structures.
Choose how you repay
Pick a bi-weekly or monthly repayment schedule, whatever works best for your cashflow.
We've deployed $6b+ already. Are you next?
Amazing service
Wayflyer and our account manager Peter have been amazing to deal with on our funding journey! I’ve found the whole process to easy and reliable and it’s helped us grow so much as a small business and allowed us to purchase larger stock orders / manager cash flow better :)
Kane is quick and straight to the…
Kane is quick and straight to the point, I love working with him. Wayflyer as a company is really the best out there when it comes to MCAs because they are transparent with their fees and very flexible with the deployment of capital and payments. By adjusting the deployment date and figuring out when the repayments will come out, we are able to have the perfect cashflow!
Incredibly easy and smooth process
Incredibly easy and smooth process, highly recommend.
Amazing team
Amazing team! Having dealt with financing a LOT and having lots of 'computer says no' feedback the guys at Wayflyer really stopped to listen about what we were trying to achieve, believed in the brand and the strategy, and on the back of that + the numbers they can see from Shopify/Meta/Google were confident to back us on our growth journey. Special shout out to Sarah who was amazing :)
Kane was very helpful
Kane was very responsive, easy to work with and helped get to a place that was good for both parties.
From start to finish it was a breeze…
From start to finish it was a breeze working with Wayflyer. The automated application system is very straightforward, and the team is more than helpful once you are at the evaluation stage. Marc Brichs and rest of the team were to the point with the communication, and great to work with overall.
Kane was very responsive and easy to…
Kane was very responsive and easy to work with throughout the process. He took the time to clearly explain our options and moved quickly when we needed clarity.
Wayflyer acts as a true partner
Wayflyer has been great and acts as a true partner. As a company we were modeling sales projections for 2026 and I kept adjusting the numbers and financing needed, and Wayflyer was patient and provided options along the way.
Great customer service
Great customer service. Funding in our industry is hard to come by, so we were pleased to receive such a large option for funding, when we decided to take much less than offered, Paddy at WayFlyer and his team didn't bat an eye. They have been incredible to work with. Low fees, very communicative, on top of things, crystal clear messaging, no deception. Interested in funding, work with WayFlyer.
Working with the Wayflyer.com Sales…
Working with the Wayflyer.com Sales Manager named Cian O'Neil has been an extremely enjoyable process. Knowledgeable, Fast, and Courteous. I highly recommend them!
Great service and fast turnaround
Great service and fast turnaround, perfect for our growing business!
Super Fast + Great communication!
I'm on my second loan with Wayflyer and have had two really great experiences. Awesome communication and funds come in super quick. Everything is simple and straightforward. Grateful for their help right before the big holiday rush! Will continue working with them for more loans to come!
Frequently asked questions
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