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Get a financing offer today - it takes less than 10 minutes to submit an application.
Tailored to your evolving needs
Cash Advance
For seasonal businesses that need remittances to be responsive to sales patterns.
Typical terms:
Revenue-based remittances
Repaid daily, weekly or every two weeks
3-9 month time horizon
Unsecured
One transparent fee, no hidden costs
Term Loan
For growing businesses that need a fixed repayment schedule to plan ahead.
Typical terms:
Fixed repayments
Repaid daily, weekly or every two weeks
3-9 month time horizon
Optional security (can lower cost of capital)
One transparent fee, no hidden costs
Rolling Financing
For established businesses that need ongoing access to capital.
Get repeat access to our Cash Advance or Term Loan products over a 12 month contract, so you don't need to reapply each time.
Support for every stage of your journey
Cash Advance
In your business' early days, it can be helpful to tie remittances to sales patterns because cashflow is harder to predict.
Term Loan
As sales patterns become more predictable, a fixed repayment schedule can help you plan ahead.
Rolling Financing
Once you're established, a pre-approved credit limit gives you quick access to additional funds should opportunities arise.
Cash Advance
In your business' early days, it can be helpful to tie remittances to sales patterns because cashflow is harder to predict.
Term Loan
As sales patterns become more predictable, a fixed repayment schedule can help you plan ahead.
Rolling Financing
Once you're established, a pre-approved credit limit gives you quick access to additional funds should opportunities arise.
Trusted by 7,000+ businesses worldwide
Frequently asked questions
A Merchant Cash Advance provides upfront capital in exchange for a percentage of future sales.
Unlike traditional loans with fixed payments, MCAs adapt to your business rhythm - taking a small percentage of daily or weekly sales until repaid. This means when sales slow, your payments decrease automatically, and when sales increase, you pay off the advance faster. Since repayments are tied to sales rather than a fixed schedule, the term length is technically open-ended, though we will estimate an expected duration (usually 3-9 months) based on sales history.
A Term Loan provides a lump sum of upfront capital that you repay in fixed amounts on a set schedule (e.g., weekly over 6 months).
Since term loans have a predictable repayment schedule, they're well-suited for time-boxed initiatives where you can forecast the return on investment against the fixed payment obligations. You'll know exactly when the loan will be paid off, allowing you to align financing precisely with your business cycles.
Our Rolling Financing product gives established brands continuous access to capital. Instead of having to reapply for our Cash Advance or Term Loan each time, you can draw funds as needed up to a pre-approved credit limit, and only pay for what you draw.
Each time you draw, we do a quick review to ensure you're on track and can increase your capital allocation based on your performance metrics, so your available capital grows as your business scales.
Your financing should complement your cash flow patterns and specific
funding needs:
For brands with variable or seasonal sales patterns, a Cash Advance offers protection during slower periods since payments decrease when sales do.
For those with predictable sales cycles, Term Loans provide the repayment certainty some brands prefer for planning purposes.
For established brands managing multiple initiatives simultaneously, Rolling Financing gives you continuous access to capital up to a pre-approved limit without needing to reapply each time.
Our financing experts can help you assess the options available and choose accordingly for your current stage and goals.
No, there's just one simple application process. Click the "Get started" button in the top right of this page, and based on your eligibility, our team will prepare financing offers that fit your business needs.
Get a financing offer today
It takes less than 10 minutes to submit an application.