Business loans, made simple.

    Fund your next move with financing that's built for ambitious businesses like yours - we provide up to $1m at better rates with no personal guarantees.

    4.8 stars 400+ reviews | GDPR and SOC II compliant | Applying won't affect your credit score

    Wayflyer platform dashboard

    Are you eligible?

    12+ months in business

    12

    $10,000 monthly sales

    Operate in supported industry

    Based in the US, UK or Australia

    United States, United Kingdom, Australia

    Apply in minutes.
    Access capital in hours.

    1. Step 1

      Submit an application

      Securely share a few details about your business. It takes less than 10 minutes and won't affect your credit score.

    2. Step 2

      Get a tailored offer

      We'll review your performance and come back with financing options that fit your business.

    3. Step 3

      Receive your funds

      Once you accept, we can send the funds straight to your bank in as little as 24 hours.

    Why ambitious businesses choose Wayflyer

    person with colleague

    No personal guarantees

    Your personal assets stay out of it. We fund the business, not the person behind it.

    person on their phone

    No spend restrictions

    We send cash directly to your bank account - use it however you see fit.

    working in the office

    Fast and hassle-free

    No lengthy paperwork or drawn-out reviews. Get funded fast to capitalize on opportunities.

    notebook and laptop on desk

    Simple, transparent terms

    We charge a single, fixed fee. No hidden costs or complicated fee structures.

    person talking to a colleage

    Flexible repayment structure

    Choose a bi-weekly or monthly repayment schedule that aligns with your cashflow cycles.

    We've deployed $5b+ already. Are you next?

    Five star rating

    Kane was very responsive and easy to…

    Kane was very responsive and easy to work with throughout the process. He took the time to clearly explain our options and moved quickly when we needed clarity.

    Author avatar
    Cesar Gonzalez04 Feb
    Five star rating

    Wayflyer acts as a true partner

    Wayflyer has been great and acts as a true partner. As a company we were modeling sales projections for 2026 and I kept adjusting the numbers and financing needed, and Wayflyer was patient and provided options along the way.

    Author avatar
    Shannon Smith29 Jan
    Five star rating

    Great customer service

    Great customer service. Funding in our industry is hard to come by, so we were pleased to receive such a large option for funding, when we decided to take much less than offered, Paddy at WayFlyer and his team didn't bat an eye. They have been incredible to work with. Low fees, very communicative, on top of things, crystal clear messaging, no deception. Interested in funding, work with WayFlyer.

    Author avatar
    Aaron Klein08 Dec
    Five star rating

    Working with the Wayflyer.com Sales…

    Working with the Wayflyer.com Sales Manager named Cian O'Neil has been an extremely enjoyable process. Knowledgeable, Fast, and Courteous. I highly recommend them!

    Author avatar
    Aurelio Barreto05 Dec
    Five star rating

    Great service and fast turnaround

    Great service and fast turnaround, perfect for our growing business!

    Author avatar
    Daryl Johnson28 Nov
    Five star rating

    Super Fast + Great communication!

    I'm on my second loan with Wayflyer and have had two really great experiences. Awesome communication and funds come in super quick. Everything is simple and straightforward. Grateful for their help right before the big holiday rush! Will continue working with them for more loans to come!

    Author avatar
    Matt Fracek26 Nov
    Five star rating

    Son muy efectivos y eficientes y son de…

    Son muy efectivos y eficientes y son de confianza ,hos recomendamos y contacten con ellos

    Author avatar
    Tereza Cipra Horna26 Nov
    Five star rating

    The service that Daniel and Jordan…

    The service that Daniel and Jordan provided from Wayflyer was exceptional! They spent the time to develop a personal relationship, understand my business and the needs of my business and then provide a fair and appropriate financing solution. They were patient with me as we had a few technical glitches with the app due to some updated security features on my phone, but we work through those and we got the deal done. I was very impressed with the service and the rate provided.

    Author avatar
    Adam Schell20 Nov
    Five star rating

    this has been a very great company to…

    this has been a very great company to work with from the start the explain every question and walk you through every step. also thank you for peter paul for always assisting and being 1 email away to having all my questions answered

    Author avatar
    What not31 Oct
    Five star rating

    Let me shout out how amazing Harriet…

    Let me shout out how amazing Harriet Mannion has been! 2 years of meeting our needs and helping us scale to levels we never could have achieved without an efficient borrowing partner.

    Author avatar
    Austin Baiseri24 Oct
    Five star rating

    Alyssa Dotterer was great to work with!

    Alyssa Dotterer was great to work with! She is very responsive and was quick to answer any questions or concerns that I had. I really appreciate how their finance team was open to feedback and was able to structure an offer that made sense for our current company position. I would definitely recommend Wayflyer to a friend!

    Author avatar
    Fabian Araujo21 Oct
    Five star rating

    An Incredible Team to Work With!

    Working with the Wayflyer team has been an absolute pleasure. They're professional, responsive, and genuinely invested in our growth. More than just a funding partner, they feel like a true extension of our team. Thanks to their support, we’ve been able to scale faster and with confidence. Huge thanks to the entire Wayflyer team – you're amazing!

    Author avatar
    Ceylan Erdoğan08 Oct

    Frequently asked questions

    Ready to apply?

    It takes less than 10 minutes to submit an application, with no impact on your credit score.