Apply in minutes, not days. Apply in minutes, not days.
Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.
Working capital built
for SaaS startups.
Boost ad spend, expand the team, and grow ARR faster,
without requiring additional equity.
We've funded over $5 billion to help SMBs grow.
Don’t just take our word for it.
Rated 4.9/5 based on 400+ reviews.
Showing our 5 star reviews at Trustpilot.
Turn future subscription revenue into upfront capital.
Apply in minutes, not days.
One simple, transparent fee.One simple, transparent fee.
One simple, fixed fee disclosed upfront. There are no interest rates, closing fees, or monitoring fees.
Keep ownership while you grow.Keep ownership while you grow.
Unlike venture debt, we don't take equity, options or warrants.
Apply in minutes, not days. Apply in minutes, not days.
Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.
One simple, transparent fee.One simple, transparent fee.
One simple, fixed fee disclosed upfront. There are no interest rates, closing fees, or monitoring fees.
Keep ownership while you grow.Keep ownership while you grow.
Unlike venture debt, we don't take equity, options or warrants.
Why SaaS startups choose Wayflyer to fund their growth.
We understand SaaS.
We know our NRRs from ARRs and why payback period is more important than LTV. As a result, we can often provide more working capital than other lenders who don't understand this vertical.
Flexible repayment structure.
Choose a bi-weekly or monthly repayment schedule that aligns with your own remittances from payment processors, avoiding any surprises or spikes.
No spending restrictions.
Funds go straight to your account—use them where they’ll make the biggest impact.
No personal guarantees.
Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.
Are you eligible for financing?
12+ months in business
$10,000+ monthly sales
FICO score (US only)
Operate in a supported country
