Apply in minutes, not days. Apply in minutes, not days.
Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.
Working capital built
for retail businesses.
Cover inventory, staffing, or upgrades
without putting a squeeze on your cashflow.
We've funded over $5 billion to help SMBs grow.
Don’t just take our word for it.
Rated 4.8/5 based on 400+ reviews.
Showing our 5 star reviews at Trustpilot.
Zuverlässiger Partner
Schnelle Abwicklung, faire Konditionen und ein sehr hilfsbereiter Support. Die flexible Rückzahlung passt perfekt zu unserem Business. Klare Empfehlung!
Great customer service
Great customer service. Funding in our industry is hard to come by, so we were pleased to receive such a large option for funding, when we decided to take much less than offered, Paddy at WayFlyer and his team didn't bat an eye. They have been incredible to work with. Low fees, very communicative, on top of things, crystal clear messaging, no deception. Interested in funding, work with WayFlyer.
Working with the Wayflyer.com Sales…
Working with the Wayflyer.com Sales Manager named Cian O'Neil has been an extremely enjoyable process. Knowledgeable, Fast, and Courteous. I highly recommend them!
Great service and fast turnaround
Great service and fast turnaround, perfect for our growing business!
Super Fast + Great communication!
I'm on my second loan with Wayflyer and have had two really great experiences. Awesome communication and funds come in super quick. Everything is simple and straightforward. Grateful for their help right before the big holiday rush! Will continue working with them for more loans to come!
Son muy efectivos y eficientes y son de…
Son muy efectivos y eficientes y son de confianza ,hos recomendamos y contacten con ellos
The service that Daniel and Jordan…
The service that Daniel and Jordan provided from Wayflyer was exceptional! They spent the time to develop a personal relationship, understand my business and the needs of my business and then provide a fair and appropriate financing solution. They were patient with me as we had a few technical glitches with the app due to some updated security features on my phone, but we work through those and we got the deal done. I was very impressed with the service and the rate provided.
this has been a very great company to…
this has been a very great company to work with from the start the explain every question and walk you through every step. also thank you for peter paul for always assisting and being 1 email away to having all my questions answered
Let me shout out how amazing Harriet…
Let me shout out how amazing Harriet Mannion has been! 2 years of meeting our needs and helping us scale to levels we never could have achieved without an efficient borrowing partner.
Alyssa Dotterer was great to work with!
Alyssa Dotterer was great to work with! She is very responsive and was quick to answer any questions or concerns that I had. I really appreciate how their finance team was open to feedback and was able to structure an offer that made sense for our current company position. I would definitely recommend Wayflyer to a friend!
An Incredible Team to Work With!
Working with the Wayflyer team has been an absolute pleasure. They're professional, responsive, and genuinely invested in our growth. More than just a funding partner, they feel like a true extension of our team. Thanks to their support, we’ve been able to scale faster and with confidence. Huge thanks to the entire Wayflyer team – you're amazing!
Wayflyer and specifically Peter Paul is…
Wayflyer and specifically Peter Paul is fabulous to work with and helped us get the funding we needed quickly. We've used them several times over the years for short-term loans that helped us purchase inventory as we head into a busy season.
Flexible loans designed specifically for retail businesses.
Apply in minutes, not days.
Simple, transparent terms.Simple, transparent terms.
We charge a single, fixed fee. No hidden costs or complicated fee structures. Repayments are a fixed amount, with no hidden fees or penalties.
Reduced personal risk.Reduced personal risk.
Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.
Apply in minutes, not days. Apply in minutes, not days.
Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.
Simple, transparent terms.Simple, transparent terms.
We charge a single, fixed fee. No hidden costs or complicated fee structures. Repayments are a fixed amount, with no hidden fees or penalties.
Reduced personal risk.Reduced personal risk.
Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.
Wayflyer helps retailers manage cashflow and grow their business.
Flexible repayment structure.
Choose a bi-weekly or monthly repayment schedule that aligns with your own cashflow cycle, avoiding any surprises or spikes.
Fund inventory purchases.
Use Wayflyer to fund inventory purchases that can take time to sell through. Keep shelves stocked without running into a cashflow pinch.
Manage seasonal fluctuations.
Ensure you have enough cash to build inventory before peak season and to fund staffing costs during peak season.
Fund growth and expansion.
Let Wayflyer help you open a new location, launch an eCommerce store, or run a large promotion.
Stay resilient.
Handle unexpected expenses like equipment repairs, bulk supplier payments, or urgent staffing needs—without putting growth on pause.
Are you eligible for financing?
24+ months in business
$10,000+ monthly sales
Operate in a supported country
