Working capital for
professional services firms.

Keep your focus on clients, not invoices. Fast, flexible
financing helps your firm manage cash flow and grow.

A group of three men intensely analyzing data on a laptop at a desk, overlaid with graphs and numbers, conveying a focused, collaborative work environment.

We've funded over $5 billion to help SMBs grow.

Financing built for professional service providers.

Apply in minutes, not days.

Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.

One simple, transparent fee.

One simple, fixed fee disclosed upfront. There are no interest rates, closing fees, or monitoring fees.

Reduced personal risk.

Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.

Why service firms choose Wayflyer to fund their growth.

Take the stress out of fixed overheads and payroll.

Firms must pay for rent, insurance and other costs while waiting for clients to pay 30-90 days after invoicing. Wayflyer’s working capital helps you bridge this cash gap.

Dashboard showing expenses and statistics. Left: Expenses for employee salaries, rent, and insurance. Right: Bar chart and $400K available funds notice.

Manage seasonal fluctuations.

Fund overheads during the off-peak months so you have your team ramped and ready for the busy times of year.

Unlock your
Work-In-Progress costs.

Let Wayflyer fund the staff time, travel and other WIP expenses, before you get to bill your clients.

Dashboard showing Cool Consulting Inc.'s financial overview. Includes project costs, $90,000 due, and $200K in funds, with options to cover expenses.

Fund growth and expansion.

Let Wayflyer help you open a new location or hire new associates to scale your firm’s capacity.

Dashboard showing financial and business metrics. Available funds: $500K. Associates: 70+, up 24%. Locations: 30+, up 37%. Professional tone.

Keep partner draws
on schedule, every time.

Wayflyer provides the liquidity to fund distributions when client receipts lag, so partners stay confident while the firm waits on collections.

A digital calendar for September 2025 from Cool Consulting Inc. shows a highlighted date. A sidebar notes a $50K partner draw on September 11th, marked "Paid on Time."

Are you eligible for financing?

24+ months in business

card showing a business should have at least 24 months of business

$10,000+ monthly sales

FICO score (US only)

Operate in a supported country

Business must be incorporated in the US or UK