Flexible financing built for ambitious businesses
- Get approved for up to €20M in funding
- No collateral, equity, personal guarantees or spend restrictions
- Apply in only 8 minutes, receive the funds in as little as 24hrs
4.7 stars 500+ reviews | GDPR and SOC II compliant | Applying won’t affect your credit score
Helping 6,000+ SMBs and DTC brands
scale without giving up equity
Watch story“Wayflyer is a very flexible financing partner. It enabled us to avoid the need to go and raise capital.”
True Classic
€5b+
In capital deployed
“Peter Paul and the team at Wayflyer are an enormous benefit in helping our continued growth. at 100%YoY growth so far we are using their support and guidance to ensure this continu…”
CMCraig Monks
May 2026
“Funding hit our account inside a week. From first call to money in the bank, the whole thing moved faster than I thought possible. What stood out was how straightforward they were.…”
JHJeff H
Apr 2026
Watch story“Wayflyer really swooped in and saved the day. They just knew it wasn’t a risk and were happy to support us.”
Little Words Project
6k+
Businesses funded worldwide

“Wayflyer and our account manager Peter have been amazing to deal with on our funding journey! I’ve found the whole process to easy and reliable and it’s helped us grow so much as a…”
CCelia
Apr 2026
“Kane is quick and straight to the point, I love working with him. Wayflyer as a company is really the best out there when it comes to MCAs because they are transparent with their f…”
SCStiven Carballo
Apr 2026
Watch story“We will hopefully be in another 800 stores by this time next year. Wayflyer is going to be a huge component of that expansion.”
Kekoa Foods
24h
From accept to funds in account
Watch story“We were aware that traditional banks meant a very long process. Wayflyer was the exact opposite.”
Spongellé
“Kane is quick and straight to the point, I love working with him. Wayflyer as a company is really the best out there when it comes to MCAs because they are transparent with their f…”
SCStiven Carballo
Apr 2026
Watch story“My biggest regret last year was not having that conversation with Wayflyer sooner.”
Ghost Golf
4.7
Average Trustpilot score
Watch story“Choosing Wayflyer was a no-brainer — they had much better rates than everyone else and were flexible in how they structured the repayments for us.”
Pillow Cube
“Funding hit our account inside a week. From first call to money in the bank, the whole thing moved faster than I thought possible. What stood out was how straightforward they were.…”
JHJeff H
Apr 2026
Watch story“Wayflyer understands how our money moves in and out, whereas other providers don’t.”
Dock & Bay
€5b+
In capital deployed
A faster, fairer way to fund your next move
Banks judge you on credit history. Investors want a piece of your business. We do neither.
Connect your sales data, get a tailored offer in hours, and pay one flat fee.
| Banks | Equity Financing | ||
|---|---|---|---|
| How fast will you get funded? | As soon as 24 hours | 60-120 days | 6-12+ months |
| What do they approve you on? | Business performance data | Credit + collateral | Pitch + data |
| Will you need a personal guarantee? | Not required | Usually | No, just shares |
| One clear flat fee, agreed upfront? | One flat-fee | Interest + fees | Cut of profits + sale |
| Can you spend it however you want? | Yes | Often restricted | Investors get a vote |
| Early repayment penalties? | None | Often | N/A |
How to apply for funding with Wayflyer
1. Tell us about your business

2. Securely connect your platforms
3. Select an offer
Are you eligible?
12+ months in business

€10,000+ monthly sales
Operate in supported industry
Based in the US, UK or Australia

Your next growth move is waiting.
Tell us a bit about your business and we’ll show you how much you can borrow and on what terms. It’s free, it won’t touch your credit score, and you’re under no obligation to take it.
Get my funding offer nowand join 6k+ businesses


