Earn commissions on every deal you close
No personal guarantees. No fees for origination, admin, or additional drawdowns.
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More funding, better rates, proven results
We deploy more capital at better rates than anyone else. Your clients get what they need to grow. You get a partner with a record that speaks for itself, backed by institutions including J.P. Morgan.
Funding range
$10K - $20M
For eCommerce businesses. Up to $1M for all other industries.
Verticals
15+ industries
Serving your clients, no matter what type of business they run.
Capital deployed
6B+ deployed
To 6,000+ businesses globally and counting.
Tailored to your evolving needs
Cash Advance
For seasonal businesses that need remittances to be responsive to sales patterns.
Typical terms:
Revenue-based remittances
Repaid daily, weekly or every two weeks
Unsecured
One transparent fee, no hidden costs
Term Loan
For growing businesses that need a fixed repayment schedule to plan ahead.
Typical terms:
Fixed repayments
Repaid daily, weekly or every two weeks
Optional security (can lower cost of capital)
One transparent fee, no hidden costs
Rolling Financing
For established businesses that need ongoing access to capital.
Get repeat access to our Cash Advance or Term Loan products over a 12 month contract, so you don't need to reapply each time.
Get paid in 3 easy steps
From application to your first funded deal, no complex paperwork, no long wait times.
- Step 1
Apply and get onboarded
Fill in a short application and our broker team will be in touch within one business day. You'll get portal access, a dedicated rep, and a full walkthrough of the process before you submit your first deal.
- Step 2
Submit your client's deal
Log in to the Wayflyer broker portal and submit your client's details in a few minutes. Our underwriting team gets to work straight away. Your rep will keep you in the loop at every stage so there are no surprises for you or your client.
- Step 3
Your client gets funded. You get paid.
Once funded, you earn an upfront commission. If your client draws down additional capital within 12 months of first funding, you earn commission on that too. No extra submission required.
Is your client a good fit?
Wayflyer funds businesses across a wide range of industries. Here is what to look for before you submit a deal.
Industries we fund
Wayflyer funds businesses across a broad range of sectors. Strong candidates include:
- eCommerce and online retail
- Retail (physical and multichannel)
- Software and SaaS
- App developers
- Hospitality
- Services businesses
Some industries are not eligible. Your broker rep can confirm whether a specific business qualifies before you submit.
Business Requirements
Clients are assessed on actual business performance. The core eligibility thresholds are:
- At least $30k in average monthly revenue over the last 3 months
- 2 or more years in business (1 year for SaaS and app developers)
- Incorporated business (sole proprietors are not eligible)
- No more than 3 active cash advance liens
- No bankruptcy, fraud, or debt collection activity in the last 5 years
Where our brokers operate
Wayflyer currently funds businesses in the following markets:
- United States
- Canada (eCommerce businesses only)
- United Kingdom
- Ireland
- Australia
Businesses operating outside these markets may still be eligible if incorporated in a qualifying country.
Frequently asked questions
eCommerce businesses are eligible for up to $20M. All other industries are eligible for up to $1M.
Wayflyer charges one transparent fee. We do not charge for loan originations, administrative costs, or for additional drawdowns.
You earn an upfront commission when your client's deal closes and funds are disbursed. You also earn commission on any additional capital deployments to your client within 12 months of their first funding date, with no additional submission required.
Wayflyer funds eCommerce and product-based businesses including online retailers, DTC brands and Amazon sellers. We also work with broader SMBs with strong, consistent revenue across a range of industries. Our underwriting is based on actual business performance rather than credit scores alone, which means we can often fund clients that traditional lenders turn down. eCommerce businesses are eligible for up to $20M. All other industries are eligible for up to $1M.
All deals go through the Wayflyer broker portal. Once you are onboarded you will receive login credentials and a walkthrough from your rep. The portal lets you submit deals, track status in real time and manage your commissions from one place.
Most deals get a decision within 48 business hours of a complete submission. For strong profiles it can be faster. Your broker rep will keep you updated so you and your client are never left waiting without context.
Most brokers are onboarded within a couple of business days of their application being approved. You will get portal access, an introduction to your rep and everything you need to submit your first deal without delay.
Deals start from $10,000 (or the local currency equivalent). If you are not sure whether a specific client will qualify, your broker rep is happy to talk it through before you submit.
Wayflyer offers three financial products:
- Cash Advances for seasonal businesses that need remittances to be responsive to sales patterns.
- Term Loans for growing businesses that need a fixed repayment schedule to plan ahead.
- Rolling Financing for repeat access to our Cash Advance or Term Loan products over a 12 month contract, so you don't need to reapply each time.
You can receive commissions on renewal deals if your client reapplies for capital within 12 months of their first funding date.
Apply to be a Wayflyer broker
Send us your details and your regional broker team will be in touch to get things started.