Working capital built
for app developers.

Convert app revenue into upfront capital to grow users,
fund updates, and scale faster—without waiting months for payback.

Start application

We've funded over $5 billion to help SMBs grow.

  • company logo for next level
  • company logo for FCSL Flight Calibration
  • company logo for TMX
  • company logo for Nuriss
  • Company logo for Flax & Teal
  • company logo for The Pop-Up Hotel
  • company logo for Jarvisy
  • company logo for xfire.live
  • company logo for Sky Plastics
  • company logo for R247
  • company logo for Patch
  • company logo for MindgraspAI

Don’t just take our word for it.

Rated 4.9/5 based on 400+ reviews.

Showing our 5 star reviews at Trustpilot.

Financing for app developers made simple.

purple-clock Apply in minutes, not days.

Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.

purple-lot-of-cashOne simple, transparent fee.

One simple, fixed fee disclosed upfront. There are no interest rates, closing fees, or monitoring fees.

purple-growKeep ownership while you grow.

Unlike venture debt, we don't take equity, options or warrants.

Why app developers choose Wayflyer to fund their growth.

We understand app developers.

We know our NRRs from ARRs and why payback period is more important than LTV. As a result, we can often provide more working capital than other lenders who don't understand this vertical.

Capital available of $500K ($500K Wayflyer, $90K other lenders) with payback breakdown showing 6-month payback period and CAC recovery visualization.

Tailored to your
platform payment schedule.

Choose a bi-weekly or monthly repayment schedule that aligns with your own remittances from app stores, avoiding any surprises or spikes.

Cool Apps Inc. repayment schedule showing bi-weekly ($2,000) and monthly ($4,000) payment options with calendar view, allowing selection based on cashflow cycle.

No spending restrictions.

Funds go straight to your account—use them where they’ll make the biggest impact.

Cool Apps Inc. spending breakdown showing three due invoices (Payroll Inc. $260,550, Database Inc. $40,274, Ad Co. $38,750) and $300K total expenses visualized as bubble chart.

No personal guarantees.

Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.

Dashboard interface showing financing approval for “Cool Apps Inc.” with agreed terms and available funding of $400K. Includes income graph displaying $120K with a 14% increase and a “Get Funds” button.

Are you eligible for financing?

12+ months in business

card showing a business should have at least 12 months of business

$10,000+ monthly sales

FICO score (US only)

FICO score for US only should be 640+

Operate in a supported country

Business must be incorporated in the US or UK

Frequently Asked Questions