Working capital built
for retail businesses.

Cover inventory, staffing, or upgrades
without putting a squeeze on your cashflow.

We've funded over $5 billion to help SMBs grow.

Apply in minutes, not days.

Our AI-driven underwriting will process your application quickly, so you spend time growing your business, not filling out forms.

Simple, transparent terms.

We charge a single, fixed fee. No hidden costs or complicated fee structures. Repayments are a fixed amount, with no hidden fees or penalties.

Reduced personal risk.

Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.

Choose a bi-weekly or monthly repayment schedule that aligns with your own cashflow cycle, avoiding any surprises or spikes.

Use Wayflyer to fund inventory purchases that can take time to sell through. Keep shelves stocked without running into a cashflow pinch.

Ensure you have enough cash to build inventory before peak season and to fund staffing costs during peak season.

Let Wayflyer help you open a new location, launch an eCommerce store, or run a large promotion.

Handle unexpected expenses like equipment repairs, bulk supplier payments, or urgent staffing needs—without putting growth on pause.