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    Financing break-even calculator

    Financing extra stock for Black Friday only works if the margin it unlocks beats the fee. Enter your margin, how much you’ll finance and the fee to see the exact share of the stock you need to sell for the financing to pay for itself.

    Your numbers

    The total stock you plan to buy for Black Friday.

    How much of that order you’ll fund with financing.

    %
    %

    The share of the extra stock you expect to sell in the window.

    0%5%10%20%30%
    %

    Total, over the life of the financing.

    Break-even sell-through

    3.3%

    is all of the extra stock you need to sell for the financing to pay for itself.

    You expect to sell around 90%, roughly 27x past break-even. Almost the whole order lands as profit on top of the fee.

    BREAK EVEN3.3%YOU EXPECT 90%0%25%50%75%100%Sell-through of the extra stock
    Pays the feeProfit you would bankHeadroom left

    Amount financed

    €35,000

    88% of your €40,000 order

    Financing fee

    €1,750

    5% total

    Profit at ~90%

    +€45,500

    after the fee

    The default fee is for illustration only. It is not an offer of financing, a quote, or indicative of any Wayflyer financing terms. Actual fees depend on your application. Estimates only, based on the numbers you enter.

    Financing break-even FAQ