1. Tell us about your business
Once you've created an account, take a moment to share some details about your business.
2 MINS10K-100K MONTHLY REVENUE
Early stageGrow your business from side hustle to household name.
Our purpose-built financing helps
turn great products into thriving
businesses.
You’re onto a winner, but growth
puts a strain on cash flow...
With Wayflyer
Get financing offers in hours, not weeks.
When opportunity knocks, you need to answer fast.
If demand spikes, you need capital today - not next quarter. Growth opportunities don't wait around.
With Wayflyer
Use our capital for inventory and marketing.
Success increases your working capital needs.
As demand grows, each inventory order gets bigger than the last. More capital tied up in stock means less room to manoeuvre.
With Wayflyer
Keep a healthy cash buffer to cover fixed operating expenses.
Seasonality squeezes your cashflow.
Building up inventory for peak seasons drains resources now. While sales ebb and flow, fixed costs need to be paid year-round.
With Wayflyer
Never experience stock-outs during periods of outsized demand.
Don't force yourself to choose between stock or marketing.
Keep cash available for inventory while still growing demand.
Apply in minutes.
Access capital in hours.
1. Tell us about your business
Once you've created an account, take a moment to share some details about your business.
2 MINS
2. Securely connect your platforms
We analyse your performance using read-only data, then send you tailored financing offers.
10 MINS
3. Select an offer
Once approved, we can send the funds to your bank in as little as 24 hours.
24 HOURSAre you eligible for financing?
€10,000+ monthly sales
6+ months in business
Sell physical products
Operate in a supported country
We’ve deployed €6b+ to businesses worldwide
One transparent fee. No hidden costs.
Remit your funding amount, plus our fixed fee, over a timeframe that aligns with your business cycles.
Frequently asked questions
Early stage financing is designed for brands with €10K-100K in monthly revenue and some sales history to underwrite against. If you're pre-revenue, it's worth checking back in once you've got consistent sales to show.
No. Wayflyer financing is unsecured - no equity, no personal guarantees, and no collateral. We fund based on how your business is trading, not the owner's personal assets or a stake in the company.
There are no spend restrictions - inventory, marketing, or anything else that helps you grow from your first sales toward a recognisable brand.
No. We only run a soft credit check during the review process, so applying won't affect your personal credit score.
Most businesses get financing offers in hours, not weeks, which matters most in the early stage when speed can make the difference on a big order or campaign.
Ready to apply?
Get a financing offer today
It takes less than 10 minutes to submit an application.