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    Access capital in hours.

    Unlock your full potential with financing that's built for growing businesses, backed by world-leading financial institutions.

    4.8 stars 400+ reviews | GDPR and SOC II Compliant

    Trusted by 5,000+ businesses worldwide

    • true classic
    • cuts
    • geologie
    • dockandbay
    • freshcleanthreads
    • spongelle
    • wild
    • ghostgolf
    • currentbody

    Access the growth capital you need, fast

    Hassle-free

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    Get capital in as little as 24 hours, so you can capitalize on growth opportunities.

    Reduced personal risk

    Our working capital product is tied to your business, not to you. We do not require personal guarantees for any of the products that we sell.

    No spend restrictions

    We send cash directly to your bank account – use it however you see fit.

    We use data to fund your true potential

    Our technology assesses your growth potential in minutes. It has already analyzed 20,000+ businesses, and counting.

    $5bn+ deployed to businesses worldwide

    Suds to success

    Spongellé soaked up omnichannel growth

    Basement to boutiques

    Little Words Project’s rise

    Style and substance

    True Classic's astounding growth with Wayflyer

    Out of the rough

    Ghost Golf’s inventory mastery

    Top-shelf growth

    Kekoa foods expansion to 800 stores

    Off the leash

    Petshop.co.uk unlocked operational excellence with Wayflyer

    Get a funding estimate in seconds

    We offer flexible financing from $5k to $20m. We'll provide tailored offers upon reviewing your application, but here's a quick estimate.

    Apply now

    Calculator

    Your monthly revenue

    $100,000

    Your funding estimate

    $150,000 - $300,000
    *Typical offer range 1.5-3x monthly revenue, subject to underwriting.

    Apply in minutes.
    Access capital in hours.

    1. Tell us about your business

    It takes 2 minutes to create an account and share some details about your company.
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    2. Securely connect your platforms

    We analyze your performance using read-only data from your existing sales, marketing, and accounting platforms to give you tailored financing offers.
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    3. Select an offer

    Once approved, we can send the funds to your bank in as little as 24 hours.
    Clock Icon24 HOURS

    One transparent fee.
    No hidden costs.

    Remit your funding amount, plus our fixed fee
    (typically 5-10% of the advance), over a timeframe
    that aligns with your business cycles.

    Learn more

    Don’t just take our word for it.
    We’ve funded 5,000+ businesses.

    Rated 4.8/5 based on 400+ reviews.

    Showing our 5 star reviews at Trustpilot.

    Five star rating

    Zuverlässiger Partner

    Schnelle Abwicklung, faire Konditionen und ein sehr hilfsbereiter Support. Die flexible Rückzahlung passt perfekt zu unserem Business. Klare Empfehlung!

    Author avatar
    Jan Eric Hesse17 Dec
    Five star rating

    Great customer service

    Great customer service. Funding in our industry is hard to come by, so we were pleased to receive such a large option for funding, when we decided to take much less than offered, Paddy at WayFlyer and his team didn't bat an eye. They have been incredible to work with. Low fees, very communicative, on top of things, crystal clear messaging, no deception. Interested in funding, work with WayFlyer.

    Author avatar
    Aaron Klein08 Dec
    Five star rating

    Working with the Wayflyer.com Sales…

    Working with the Wayflyer.com Sales Manager named Cian O'Neil has been an extremely enjoyable process. Knowledgeable, Fast, and Courteous. I highly recommend them!

    Author avatar
    Aurelio Barreto05 Dec
    Five star rating

    Great service and fast turnaround

    Great service and fast turnaround, perfect for our growing business!

    Author avatar
    Daryl Johnson28 Nov
    Five star rating

    Super Fast + Great communication!

    I'm on my second loan with Wayflyer and have had two really great experiences. Awesome communication and funds come in super quick. Everything is simple and straightforward. Grateful for their help right before the big holiday rush! Will continue working with them for more loans to come!

    Author avatar
    Matt Fracek26 Nov
    Five star rating

    Son muy efectivos y eficientes y son de…

    Son muy efectivos y eficientes y son de confianza ,hos recomendamos y contacten con ellos

    Author avatar
    Tereza Cipra Horna26 Nov
    Five star rating

    The service that Daniel and Jordan…

    The service that Daniel and Jordan provided from Wayflyer was exceptional! They spent the time to develop a personal relationship, understand my business and the needs of my business and then provide a fair and appropriate financing solution. They were patient with me as we had a few technical glitches with the app due to some updated security features on my phone, but we work through those and we got the deal done. I was very impressed with the service and the rate provided.

    Author avatar
    Adam Schell20 Nov
    Five star rating

    this has been a very great company to…

    this has been a very great company to work with from the start the explain every question and walk you through every step. also thank you for peter paul for always assisting and being 1 email away to having all my questions answered

    Author avatar
    What not31 Oct
    Five star rating

    Let me shout out how amazing Harriet…

    Let me shout out how amazing Harriet Mannion has been! 2 years of meeting our needs and helping us scale to levels we never could have achieved without an efficient borrowing partner.

    Author avatar
    Austin Baiseri24 Oct
    Five star rating

    Alyssa Dotterer was great to work with!

    Alyssa Dotterer was great to work with! She is very responsive and was quick to answer any questions or concerns that I had. I really appreciate how their finance team was open to feedback and was able to structure an offer that made sense for our current company position. I would definitely recommend Wayflyer to a friend!

    Author avatar
    Fabian Araujo21 Oct
    Five star rating

    An Incredible Team to Work With!

    Working with the Wayflyer team has been an absolute pleasure. They're professional, responsive, and genuinely invested in our growth. More than just a funding partner, they feel like a true extension of our team. Thanks to their support, we’ve been able to scale faster and with confidence. Huge thanks to the entire Wayflyer team – you're amazing!

    Author avatar
    Ceylan Erdoğan08 Oct
    Five star rating

    Wayflyer and specifically Peter Paul is…

    Wayflyer and specifically Peter Paul is fabulous to work with and helped us get the funding we needed quickly. We've used them several times over the years for short-term loans that helped us purchase inventory as we head into a busy season.

    Author avatar
    Carrie Allen29 Sept

    Use our capital to grow across multiple channels

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