Financing break-even calculator
Financing extra stock for Black Friday only works if the margin it unlocks beats the fee. Enter your margin, how much you’ll finance and the fee to see the exact share of the stock you need to sell for the financing to pay for itself.
Your numbers
The total stock you plan to buy for Black Friday.
How much of that order you’ll fund with financing.
The share of the extra stock you expect to sell in the window.
Total, over the life of the financing.
Break-even sell-through
is all of the extra stock you need to sell for the financing to pay for itself.
You expect to sell around 90%, roughly 27x past break-even. Almost the whole order lands as profit on top of the fee.
Amount financed
$35,000
88% of your $40,000 order
Financing fee
$1,750
5% total
Profit at ~90%
+$45,500
after the fee
The default fee is for illustration only. It is not an offer of financing, a quote, or indicative of any Wayflyer financing terms. Actual fees depend on your application. Estimates only, based on the numbers you enter.
Keep planning your business
Fund
How big does the stock order need to be?
Price
How deep can your discounts go?
Plan
When does the money need to be in place?
Fund your biggest Black Friday yet
Apply for funding