Funding to grow your eCommerce company

Wayflyer provides fast, unsecured financing that's tailored to the needs of each customer, ranging from $5k to $20m. We've teamed up with Mercury to provide Mercury customers with industry-leading rates to accelerate your growth.

Get funded

Capital deployed

$4bn

+

Businesses funded

4,000

+

Average time to submit an application

12

Min

Fastest time from application to offer

94

Min

Access the growth capital you need, fast.

Hassle-free

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Get capital in as little as 24 hours, so you can capitalize on growth opportunities.

Limited risk

We don't secure against your inventory, require you to sign a personal guarantee or take any ownership stake in your business.

No spend restrictions

We send cash directly to your bank account – use it however you see fit.

Are you eligible for financing?

$10,000+ monthly sales

6+ months in business

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Sell physical products

Operate in a supported country

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Don’t just take our word for it.
We’ve funded 4,000+ brands.

Rated 4.8/5 based on 300+ reviews.

Showing our 5 star reviews at Trustpilot.

Five star rating

Wayflyer has been fantastic to work…

Wayflyer has been fantastic to work with over the last few years. They have helped up finance the growth of our ecommerce site considerably over the last few years. Our account manager (Dara) is very professional and easy to work with.

Author avatar
stephen Deasy07 Mar
Five star rating

Wayflyer has been an incredible partner…

Wayflyer has been an incredible partner for our business! Their funding process is fast and straightforward, allowing us to focus on growth without worrying about cash flow. The fees are reasonable, and their support team is always responsive. Thanks to Wayflyer, we were able to fund our inventory purchases seamlessly and scale our operations. Highly recommend them to any business looking for flexible and reliable funding solutions!

Author avatar
Kay Wen05 Mar
Five star rating

Wayflyer has offered some excellent…

Wayflyer has offered some excellent terms to my clients, and the team have an excellent customer service focus. Thank you Katie, Sean, Hannah & Marc!

Author avatar
Declan Burton-Clark27 Feb
Five star rating

Paddy made it easy!

Paddy made it easy!. So far so good. Great program.

Author avatar
Nathan Beckham27 Feb
Five star rating

Wayflyer has helped keep my business…

Wayflyer has helped keep my business afloat when seemingly no one else would. The micro loan terms are fair and flexible and the customer service is grade A. Thanks Clodaugh for following up consistently and making this process easy for us.

Author avatar
Ciara Imani May20 Feb
Five star rating

Wayflyer knows small business

The team at Wayflyer was a pleasure to work with and really seems to understand the business owners perspective. Their repayment plans work painlessly for us and their rates are also very competitive. The best Ive seen.

Author avatar
Todd14 Feb
Five star rating

Couldn't recommend Wayflyer enough

Couldn't recommend Wayflyer enough! Dara has been super quick to response with any enquiries we had. We were able to get the funding we needed easily and on great terms. This has been massive for us helping scale our eccommerce brand.

Author avatar
Jake Ellis12 Feb
Five star rating

Highly recommend using Wayflyer

Highly recommend using Wayflyer. Everyone whom I've worked with in Wayflyer has gone above and beyond. They are very quick, and reply to emails right away. It has been over a year since I've become a client, and I am extremely satisfied.

Author avatar
Remi Fuchs08 Feb
Five star rating

This is now my second round of funding…

This is now my second round of funding for my menswear brand Weston Jon Boucher and I have to say it's been nothing but a positive experience to work with Wayflyer. Their reps, communication, integrated app with Shopify, and approval and funding process is incredibly streamlined. I weighed a few other lenders that are competitors and I'm happy to say that I feel that I not only got the most competitive rate, but the customer service and ease of overall lift on my end was amazingly straightforward. They also were flexible on negotiations with my accountants and advisors suggestions for what actually was best for my business at this particular season of scaling. Shopify Capital is also very streamlined, but more expensive, aggressive on payback and impersonal in comparison. Highly recommend Wayflyer!

Author avatar
Weston Jon Boucher05 Feb
Five star rating

Easy to work with and good prices

Easy to work with and good prices. Reasonable in lending. The interest rates and pay back costs are good compared to others I’ve worked with especially the pay back cap at the end of the month. That has helped a lot.

Author avatar
Olivia Go04 Feb
Five star rating

Great Service

Kane is responsive and quick. He answers any and all questions in a timely manner, and we've been very happy with Wayflyer as a whole since we began working with them back in November.

Author avatar
Alex Garyn03 Feb
Five star rating

Quick and Friendly Approach!

Quick and Friendly Approach to Small Business with a real person to chat with! Love working with Clodagh and Wayflyer!

Author avatar
Andrew Hibbs30 Jan

Apply in minutes.
Access capital in hours.

1. Tell us about your business

Once you've created an account, take a moment to share some details about your company.
Clock Icon2 MINS

2. Securely connect your platforms

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We analyze your performance data to give you tailored financing offers. Don’t worry, it’s read-only access.
Clock Icon10 MINS

3. Select an offer

Choose a financing offer that works best for your business. Once approved, we can send the funds to your bank in as little as 24 hours.
Clock Icon24 HOURS
Ready to apply?

Get a financing offer today

It takes less than 10 minutes to submit an application.

Frequently asked questions

Can't find what you're looking for?

Visit our help center or email support@wayflyer.com.