---
title: "Black Friday Funding: Get Approved in 24 Hours | Wayflyer"
description: "Fund your biggest Black Friday yet with flexible finance for ecommerce brands. Apply in 10 minutes, get funds in as little as 24 hours. One flat fee, no equity, no credit score impact."
canonical: "https://wayflyer.com/ie/black-friday"
locale: "en-IE"
---

# Fund your biggest Black Friday yet. Apply in less than 10 minutes.

- Get approved for up to €20m in funding
- No collateral, equity, personal guarantees or spend restrictions
- Receive the funds directly to your account in as little as 24hrs

[Fund your Black Friday now](https://app.wayflyer.com/authn/signup)

## A faster, fairer way to fund your Black Friday

Banks judge you on credit history. Investors want a piece of your business. We do neither.
Connect your sales data, get a tailored offer in hours, and pay one flat fee.

| | Wayflyer | Banks | Equity Financing |
|---|---|---|---|
| How fast will you get funded? | As soon as 24 hours | 60-120 days | 6-12+ months |
| What do they approve you on? | Business performance data | Credit + collateral | Pitch + data |
| Will you need a personal guarantee? | Not required | Usually | No, just shares |
| One clear flat fee, agreed upfront? | One flat-fee | Interest + fees | Cut of profits + sale |
| Can you spend it however you want? | Yes | Often restricted | Investors get a vote |
| Early repayment penalties? | None | Often | N/A |

## How to apply for funding with Wayflyer

### 1.  Tell us about your business

Once you've created an account, take a moment to share some details about your business.

### 2. Securely connect your platforms

We analyse your performance using read-only data, then send you tailored financing offers.

### 3. Select an offer

Once approved, we can send the funds to your bank in as little as 24 hours.

## You’re eligible for funding if your business:

- Has 12+ months of trading
- Makes more than €10,000 a month
- Is based in the US, UK, or Australia
  - 🇺🇸 United States
  - 🇬🇧 United Kingdom
  - 🇦🇺 Australia
- Operates in a supported industry
  - Ecommerce
  - Retail & wholesale
  - Service businesses
  - Healthcare
  - Software & SaaS

## Don’t miss out on your biggest quarter.

Complete a quick 10 minute application and see how much you can put behind Black Friday. It’s free and won’t touch your credit score.

[Get my Black Friday offer now](https://app.wayflyer.com/authn/signup)

## Frequently asked questions

**What can I use the funding for?**

Whatever your Black Friday plan needs. Most brands use it to place bigger inventory orders, pay supplier deposits early and scale their ad budgets through October and November. There are no spend restrictions, so you could also put it towards extra 3PL capacity, seasonal hires or new product launches. You know your business best. We fund the plan, you run it.

**When should I apply to have funds ready for Black Friday?**

Sooner than you’d think. Most suppliers need orders placed 6 to 8 weeks before Black Friday, and ad costs climb steadily through November. Our side is fast: a 10-minute application, offers within hours and funds in your account in as little as 24 hours after you accept. The real deadline depends on what you want to use the funds for. If you want stock landed and ads live in time, apply by October at the latest.

**How quickly will I actually get the money?**

The application takes about 10 minutes. We review your sales data and send tailored offers within hours. Once you accept, funds can be in your bank account in as little as 24 hours.

**How much can I borrow?**

Anywhere from €5,000 to €20 million, based on your business performance. Connect your sales platforms and we’ll show you exactly what you qualify for. There’s no obligation to take it, and you can draw down more later as your sales grow.

**What are Wayflyer’s fees?**

One flat fee, agreed upfront before you accept anything. No compounding interest, no hidden charges and no early repayment penalties. You’ll see the exact cost in your offer, so you can work out your Black Friday numbers with certainty before committing to a penny.

**What happens if my sales slow down after Black Friday?**

We get it. Q4 is huge and January is quiet. That’s exactly why repayments flex with your revenue: you pay more when sales are strong and less when they dip. A slow January won’t leave you scrambling to meet a fixed monthly repayment the way a traditional bank loan would.

**Will applying affect my credit score?**

No. We assess your business on its sales performance, not your personal credit history. You can apply, see your offers and walk away with your credit score untouched.

**Do I need to give up equity, collateral or a personal guarantee?**

None of the above. We don’t take shares in your business, we don’t secure funding against your assets and we won’t ask you to personally guarantee anything. Your Black Friday upside stays yours.

**Do I qualify?**

You’ll need 12+ months of trading history, €10,000+ in monthly sales and a business based in the UK, US or Australia, operating in one of our supported industries. If that’s you, the fastest way to find out what you qualify for is the 10-minute application.

**Can I get more funding later?**

Yes, and most of our customers do. If Black Friday goes well and you want to carry momentum into Q1, you can top up as your sales grow. Many brands start with one round for peak season and build an ongoing funding relationship from there. And if you ever want to talk it through with a real person, our team is on hand throughout.