---
title: "How Our Financing Works | Transparent Terms and Fee Structure | Wayflyer"
description: "Learn how our data-driven financing works. One simple fee, no hidden costs. Revenue-based or fixed repayments. Merchant cash advances, term loans, capital on demand."
canonical: "https://wayflyer.com/how-our-financing-offers-work"
locale: "en"
---

# How our financing offers work.

## Apply in minutes. Access capital in hours.

### 01. We calculate potential advance amounts

After analyzing your monthly sales data and growth trajectory, we determine how much capital your business can access.

### 02. Then we add our fixed fee

Each offer includes a transparent fee that's based on our cost of capital, technology costs, and a risk assessment of your business.

### 03. You choose a remittance plan

You'll remit the financing amount, plus our fixed fee, over an agreed timeframe that aligns with your business cycles.

Select between fixed daily amounts or a percentage of your sales.

## A financing partner for your growth journey ahead

Access more financing as your business scales, with each advance tailored to your evolving needs.

[Apply now](https://app.wayflyer.com/authn/signup)

> If you want to build a house, go to a bank. If you want to build a brand, go to Wayflyer. It's easy, fast and transparent.
> — Laci Hewett, Founder, Saltwater Boys (Early Stage)

> Wayflyer have been a key growth partner for us. Being able to align financing with our sales cycles was a game changer for our cashflow
> — Colm Mackin, CEO, Act + Acre (Growing)

> We've taken multiple rounds of financing as we've scaled. Each time, Wayflyer have tailored the terms to suit our needs.
> — Kaustubh Varma, Founder, Mandala Scrubs (Established)

## Get a financing offer today

[Apply now](https://app.wayflyer.com/authn/signup) · [Speak to us first](/contact-us)