---
title: "Hosted Capital | Embed Financing in Your Platform | Wayflyer"
description: "Embed Wayflyer's purpose-built financing directly into your platform with Hosted Capital. Give your merchants seamless access to $5K-$20M in working capital without leaving your ecosystem."
canonical: "https://wayflyer.com/hosted-capital"
locale: "en"
---

# Turn embedded finance into your competitive advantage

Drive customer acquisition and retention with embedded finance solutions that integrate seamlessly into your platform. Generate passive revenue without disrupting your roadmap.

[Apply now](/hosted-capital#contact-us)

## Choose terms that are tailored to how your business operates.

### Minimal Risk

We handle everything from application to underwriting and beyond.

### Competitive Edge

Offer innovative, data-driven financial solutions that set you apart.

### Dedicated Support

Benefit from a dedicated partnerships team committed to your growth.

### Mutual Success.

Grow your business as you help brands thrive with Wayflyer's financial support.

### Seamless Product Integration.

Implementing our SDK takes less than 1 sprint cycle.

### Fuel their growth, boost your revenue

Help customers grow faster while earning commission on every deal.

### Win, grow, and keep more customers

Attract, retain, and grow customers with embedded finance.

### Capital in hours, not weeks

Instant funding offers, fast decisions, and capital in hours.

## Go live in days, not months

Skip the months of building. Offer financing to your customers this week with a simple integration.

### Step 1: Choose your integration

We'll help you choose the right setup for your platform, whether that's our SDK or our REST APIs.

### Step 2: Connect and configure

Use our self-service developer documentation to go live quickly. Choose your theme, perfect the experience using our sandbox, then deploy to production seamlessly.

### Step 3: Start generating revenue

Your customers see financing offers right away. You earn revenue share on every deal. New income without the wait.

[Apply now](/hosted-capital#contact-us)

> “Wayflyer has been that very flexible financing partner that's really enabled us to avoid the need to go and raise capital.”
> — Ben Yahalom, President, True Classic

## Trusted by 7,000+ businesses of all sizes

[Customer stories](/our-customers)

## Frequently asked questions

**How long does it take a new partner to onboard?**

Onboarding takes just days. We schedule an intro call, set you up in our partner portal, and work with your tech team to integrate using our self-service docs at docs.wayflyer.com.

**What engineering resources do I need to go live?**

1-2 engineers can complete an integration in 24 hours or less, depending on familiarity with integrations. Documentation at docs.wayflyer.com.

**How does our business generate revenue from this partnership?**

You earn revenue share on every fee we collect from capital deployed to your customers. The more your customers use our capital, the more you earn—it's recurring, passive income that scales with their success. Our partnerships team can also discuss alternative incentives like customer cash-back if preferred.

**What type of capital do you offer?**

We offer three primary funding products tailored to different business needs.

Cash Advance: Revenue-based financing for seasonal businesses with flexible repayments tied to sales patterns (3-9 months, unsecured).
Term Loan: Fixed repayment financing for growing businesses that need predictable schedules (3-9 months).
Rolling Financing: 12-month contracts giving established businesses repeat access to Cash Advance or Term Loan products without reapplying.
All products feature transparent fees with no hidden costs. Availability depends on customer size, geography, and business type.

**In which regions is Hosted Capital supported?**

Hosted Capital is available in all regions Wayflyer currently serves. Depending on the types of customers you have, coverage varies:

For eCommerce businesses selling physical products:

We offer financing in 11 countries including the USA, UK, Canada, Australia, Ireland, Germany, Netherlands, Belgium, Spain, Sweden, and Denmark.

For businesses with physical storefronts, online platforms, or subscription models*:

Currently available in the US and UK, with additional regions coming soon.

**Who is responsible for underwriting and credit risk?**

We handle everything—underwriting, compliance, and all credit risk. You get the benefits of offering capital without any financial exposure or liability to your business.

**How do you determine which of our customers are eligible for capital?**

You share basic, anonymized customer data so we can provide instant indicative offers. Customers see potential financing amounts immediately, then we handle full underwriting to confirm final terms.

## Let's talk

Submitting a self-serve application is the fastest way to get a financing offer, but if you'd like to speak to our experts first, we'd be happy to guide you.

## The future of financing is available today.

[Apply now](/hosted-capital#contact-us)

[Explore partnerships](/partners)