---
title: "Offer Visualisation | Wayflyer"
description: "Build and share a financing offer. Adjust the amount, fee and repayment terms to view an example schedule."
canonical: "https://wayflyer.com/gb/tools/offer-visualisation"
locale: "en-GB"
---

# Offer visualisation

Adjust the amount, fee and term to see an example repayment schedule.

_Illustrative only. Every offer is subject to underwriting._

## Repayment structure

- **Term Loan** — Fixed repayments
- **Cash Advance** — % of revenue

### Monthly repayment cap

Without a cap, you'd repay quicker if revenue spikes. A cap puts a ceiling on how much you'd repay in a period.

_All figures presented are illustrative only. Actual terms offered are subject to a risk assessment by our underwriting team._

## Frequently asked questions

### What fees do Wayflyer charge?

Wayflyer charges a single fixed fee, agreed upfront before you accept your offer. The fee depends on your business profile and the financing term, and there are no origination, prepayment, late payment or hidden fees. You'll see the exact total repayment amount before you commit.

### What is the difference between a Term Loan and a Cash Advance?

A Term Loan is repaid in fixed amounts on a set schedule, so you know exactly when it will be paid off. A Cash Advance is repaid as a percentage of your revenue, so repayments fall when sales slow and rise when sales grow. Either way, the total you repay is fixed from day one.

### How does a monthly repayment cap work?

A cap sets the most you repay in any funding-month on a Cash Advance. If revenue spikes, repayments stop at the cap and the remaining balance carries forward to later months. The cap can extend how long repayment takes, but it never adds to the total you repay.

### Can I repay early without penalties?

Yes. You can repay early at any time with no early repayment penalties. The total amount you owe doesn't change if you pay it off ahead of schedule.

### How much financing can I access?

Wayflyer offers financing from £10,000 to £20 million, tailored to your stage of growth. Whether you're an early-stage business or an established operator, your offer is based on your current business performance.

### Will applying affect my credit score?

No. Wayflyer runs a soft credit check when reviewing your application, so applying won't affect your credit score. Financing decisions are based on your business performance, not your personal credit history.

## It takes less than 10 minutes to submit an application.

[Apply now](https://app.wayflyer.com/authn/signup) · [Speak to us first](/gb/contact-us)