---
title: "Financing built for eCommerce"
description: "We help eCom businesses access fast, flexible funding at critical growth moments, with a single transparent fee, no personal guarantees or equity required, and repayment schedules that align with their cash flow, whether daily, weekly, or monthly."
canonical: "https://wayflyer.com/ecommerce-businesses"
locale: "en"
---

# Working capital built for your business.

From marketing to inventory, get the capital you need to keep your business moving.

[Start application](https://app.wayflyer.com/authn/signup)

## Financing built for businesses of all sizes.

### Tell us about your business.

Once you've created an account, take a moment to share some details about your business.

### Securely connect your platforms.

We analyse your performance using read-only data, then send you tailored financing offers.

### Select an offer.

Once approved, we can send the funds to your bank in as little as 24 hours.

## Wayflyer helps you manage cashflow and grow your business

### Flexible repayment structure

Choose a bi-weekly or monthly repayment schedule that aligns with your own cashflow cycle, avoiding any surprises or spikes.

### Fund inventory purchases

Use Wayflyer to fund inventory purchases that can take time to sell through. Keep shelves stocked without running into a cashflow pinch.

### Manage seasonal fluctuations

Ensure you have enough cash to build inventory before peak season and fund advertising costs during peak seasons.

### Fund growth and expansion

Let Wayflyer help you expand your business, whether that's on new marketplaces or in new regions.

### Stay resilient

Handle unexpected expenses related to supply chain delays, tariffs, or increased marketing or inventory costs without putting growth on pause.

## Are you eligible for financing?

- 12+ months in business
- $10,000+ monthly sales
- Based in the US, UK or Australia
- Operate in supported industry

## Frequently asked questions

**In which countries is this available?**

Our new financing designed for businesses with storefronts, online platforms, or subscription models is currently available in the UK, US, and Australia with additional regions coming soon. Our Direct to Consumer, Amazon, and Wholesale products continue to be available in additional markets in Europe and Australia.

If your country is not supported today, sign up for our newsletter to be updated on new market launches.

**What industries are available for financing?**

We support a wide range of businesses that serve customers in-person, online, or through subscriptions, including:

Retail & Consumer services: Restaurants, coffee shops, convenience stores, pharmacies, salons, and car washes.

Healthcare & Wellness: Physiotherapy, chiropractic, gyms, yoga studios, massage therapy.

Technology & Software: SaaS (Software as a Service) and Mobile Apps companies.

Hospitality & Entertainment: Hotels, driver services, arcades, bowling alleys, and theaters.

Professional Services: Lawyers and accountants.

If you're not sure whether your business qualifies, feel free to reach out—we're always open to reviewing new business models.

**Will applying for funding affect my credit score?**

We perform a soft credit check as part of our pre-approval application process, which will not affect your credit score.

## Trusted by 7,000+ businesses of all sizes

[Customer stories](/our-customers)

## The future of financing is available today.

[Apply now](https://app.wayflyer.com/authn/signup)

[Speak to us first](/contact-us)