---
title: "Amazon Seller Financing | $10K-20M funding in hours, not weeks | Wayflyer"
description: "Access financing that's purpose-built for Amazon sellers. Bi-weekly repayments. Better than traditional bank loans. Apply in minutes, get $10K-20M in hours."
canonical: "https://wayflyer.com/amazon-seller-financing"
locale: "en"
---

# Fuel your marketplace growth.

We give top sellers more capital than anyone else, and scale those advances as you grow.

[Apply now](https://app.wayflyer.com/authn/signup)

## When opportunity knocks on Amazon, our financing answers.

### Frequent, reliable funding

Get reliable access to appropriate funding amounts at the right time. As your Amazon business grows, so does your available capital, with top-ups along the way.

### Transparent terms with bi-weekly repayments

Pay back the financing amount, plus a single fixed fee, in set bi-weekly installments that align with your Amazon disbursement schedule.

### Fast, data-led decisions

Get capital in hours, not weeks, so you can seize every opportunity. Our technology helps us assess your business quickly and comprehensively, eliminating lengthy paperwork and drawn-out reviews.

### No personal risk

We don't require you to sign a personal guarantee or take any ownership stake in your business.

### A trusted growth partner

As the highest-rated provider of Amazon financing, backed by world-leading financial institutions, we've helped thousands of sellers scale their business.

### Unrestricted cash

We send cash directly to your bank account to use as you see fit. Funds aren't tied to specific inventory orders.

## Trusted by 7,000+ businesses of all sizes

[Customer stories](/our-customers)

## Apply in minutes. Access capital in hours.

### Tell us about your business.

Once you've created an account, take a moment to share some details about your business.

### Securely connect your platforms.

We analyse your performance using read-only data, then send you tailored financing offers.

### Select an offer.

Once approved, we can send the funds to your bank in as little as 24 hours.

[Apply now](https://app.wayflyer.com/authn/signup)

## Are you eligible for financing?

- Has 12+ months of trading
- Is based in the US, UK or Australia
- Makes more than $10,000 a month
- Operates in a supported industry

## Frequently asked questions

**How is Wayflyer different from Amazon Lending?**

Amazon Lending connects eligible sellers with third-party lenders through an invite-only offer inside Seller Central. Wayflyer works independently of Amazon's own program - you can apply directly, and funding is based on your overall sales performance rather than an Amazon-issued invite.

**What do I need to qualify?**

You'll need a track record of sales as an Amazon seller and consistent monthly revenue in good account standing. We review your actual sales data rather than requiring a high personal credit score or physical collateral.

**Will financing affect my personal credit score?**

No. We only run a soft credit check as part of the review process, so applying for financing won't affect your personal credit score.

**Can I repay early without penalties?**

Yes. You can repay early at any time with no early repayment penalties - the total amount you owe doesn't change if you pay it off ahead of schedule.

**How quickly can I access funds?**

Most sellers receive funds within hours of accepting their offer, so you can restock or scale ad spend without losing momentum.

## Get a financing offer today

[Apply now](https://app.wayflyer.com/authn/signup)

[Speak to us first](/contact-us)